Insurance Approval Checklist for Cafe and Restaurant

Audit verification
Surveyor's signature
Client's signature
Time taken to complete the inspection
Cleanliness and Maintenance
Did you notice roof gutters debris free and well maintained?
Was the roof downpipes well connected to drain and working properly?
Was there any marks of lime, moss, or calcium buildup on the external walls or ground near the premise?
Did you notice any smoking zone near the building, check gardens and staff exits?
Did the delivery areas have bollards to lessen the risk of impact damage?
Removing of waste material is done on what basis?
How far is the waste area to the main building?
Did you notice any pallets or flammable items stored against or nearby to the building?
Attach waste storage area image
Was car parking area available at the restaurants?
Construction Work
Please select the material the walls were made of.
Please select the material the ground floor were made of.
Please select the material the upper floor were made of.
Please select the materials used for making the stairs.
Did you notice any internal or external use of sandwich panels?
Was the client aware of the type of materials used inside the sandwich panels as the insulator?
What is the percentage of the sandwich panels compared to the total wall space?
Upload the image of the building front.
Upload the image of the left side of the building
Upload the image of the right side of the building.
Upload the rear side of the building.
Electronic equipments
Select type of Electrical switchboard or mains system suited.
Image of electrical mains board
Is UPS attached to power mains or switchboard?
Did you notice backup generator at the premises?
Mention the total number of overhead cranes, elevators, lifts and hoists?
How many escalators, travellators, or conveyor belts are in use?
How many Total refrigeration units were available?
Overall comments
General overview
Please mention the total number of staff including directors?
Year of establishment
How does the company work?
Name of the location
Kitchen Area
Were deep frying available?
Was wok cooking used in the business?
Was an automatic fire retardant for foam supression system such as the ANSUL system installed at cooking or deep frying area ?
Specify the type of canopy used in the cooking area.
How often the canopy and filters are cleaned?
Canopies are cleaned by whom?
Did you find fire blanket easily accessible in the kitchen?
Are the extinguishers in the kitchen proper for oil or cooking fires?
Discuss the condition of the floor with respect to oily, wet, or slippery floors in the kitchen area in detail.
Did you find an emergency exit?
Is the exit clutter free and well maintained?
Attach general Photo of the kitchen area
Attach image of the deep fryers or wok area
Attach kitchen waste area image
Were any kind of sandwhich panneling or insulating materials used to make cool rooms, freezer rooms or temperature controlled areas?
Mention the total area/size of the cool room in m2?
Attach cool rooms images
Risks
What is the occupation and distance to the neighbouring building (left, right, rear)
Was there other business shops present in the same complex?
Did you notice graffiti or other evidence of a high pass through pedestrian traffic?
Did you notice office of more than 3 desks in the restaurant?
Safety Measures for Fire Control
Did the site have monitored heat or smoke alarms hardwired?
Was extinguishers available at the building?
Discuss the type of extinguisher available?
Write the last date of servicing?
Upload the image of extinguisher or the service tag
Was hose reels present at the site?
Did you notice any hydrant point at the site?
Mention the approx distance of nearby fire station
Were single source sprinklers available at the premises?
Were dual source sprinklers available at the premises?
Was the escape plan printed on the wall?
Upload the image of fire safety or evacuation plans
In last 12 months was there any fire drill or emergency evacuation drill work done?
Did you notice any obstructions blocking free access to equipment or fire exits?
Was correct signage added on emergency exits?
Security
Were the doors and windows secured?
Was 11mm plate glass present on all display windows?
Was CCTV installed for the business purpose?
Was 2m high full perimeter fence present?
Was bollards or other ram raid prevention measures taken?
Did you notice any after hours security lighting?

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